Worried the phrase "bring photo ID" isn’t giving your clients the warm fuzzies?
On October 3, 2015 a new RESPA/Truth in Lending Act integration rule, often referred to as “TRID”, went into effect that significantly changes the settlement process. The final rule integrates existing disclosures with new requirements from the Dodd-Frank Act to improve consumer understanding of the mortgage process, aid in comparison shopping, and help to prevent surprises at the closing table.
The Consumer Financial Protection Bureau today issued a proposed amendment to the Know Before You Owe mortgage disclosure rule, which changes the rule’s effective date to Oct. 3, 2015.
Last week we learned how intuition is your best indicator of danger, but you should prepare yourself on how you should react to that inner gut feeling.
We all buy into the myth that dangerous people look creepy and stick out like sore thumbs. In reality, the most dangerous predators could look like one of us.