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Pearl Insurance

PearlInsurance Stacked 01PEARL Insurance: Errors & Omissions
As a leader in the insurance industry for nearly 60 years and a long time partner of the North Carolina Association of REALTORS®, Pearl Insurance is proud to share with you our quality Errors & Omissions Insurance, which offers valuable coverage that's better and more affordable than ever before.

Program Benefits
Click here to find out how North Carolina REALTORS® E&O Insurance by NC REALTORS® Sponsored Pearl Insurance can benefit you.

Get a Premium Estimate

Not ready for a quote? No problem. Simply take a couple of minutes to complete our premium estimate form for North Carolina Real Estate E&O Insurance Estimate. Our sales representatives will use this information to get a quote for you, and will contact you within 24 hours.

Get a Quote Now

Receive a North Carolina Real Estate E&O Insurance Quote and choose to bind coverage or renew your policy. As a Pearl Insurance insured, you'll gain access to our quality Real Estate Errors & Omissions Insurance as well as:

  • Extensive risk management tools and services
  • Superior customer service
  • Proactive claims handling and assistance by the experienced XL claims staff
  • Expert defense against a claim from your state's dedicated panel counsel


Partner Promise

Pearl's service-oriented staff, from our local representative to the resources of our corporate headquarters, is committed to being the primary source of insurance support for NC REALTORS® members and their families. Plans include the Partner Sponsored Errors & Omissions liability. Serving professionals since 1954, Pearl Insurance is ready to help you.

What Realtors Say

"My name is Tim Milam, President of Coldwell Banker Sea Coast Realty in Wilmington, NC. Our company has worked with Pearl Insurance for many years and they are simply fantastic. I cannot imagine working with any other company and am very happy with the services they provide as well as the very competitive premium. I highly recommend Pearl and Paul Espinosa as a wonderful company to do business with."
-Tim Milam, Coldwell Banker Sea Coast, Wilmington, NC

Office Depot | Max

OfficeDepotMaxOffice Depot/Office Max: Office Products
As the industry leader of office products, Office Depot/Office Max Business Services Division is dedicated to providing world-class service, savings and solutions for your success. NC REALTORS® members realize benefits typically offered to Fortune 1000 companies through participation in the program.

Sign up today and let the buying power of the NC REALTORS® discount program save you up to 30% off retail pricing on the office supplies you need most! Click here to see a list of discounted items.

Program Benefits

  • Streamlined ordering with state-wide next day delivery
  • General Office Supplies- receive a 5% discount off the lowest retail price on nearly everything Office Depot/Office Max sells (excluding some technology items)
  • Save from 15%-30% off of the lowest retail price on the program's most frequently purchased core list items
  • Easy online registration. No phone calls or faxes needed! 
  • NC REALTORS® contract pricing at local Office Depot retail store via linking credit card or Office DepotOffice Depot/Office Max Store Purchasing Card

Contact Information

To create an online savings account for Office Depot/Office Max, click here.

To request an Office Depot/Office Max in store discount card, email This email address is being protected from spambots. You need JavaScript enabled to view it..

Questions about signing up? Contact Donna Rice at 336.540.4801.

Additional Information/Promotions

ADDITIONAL Discount: Now offered through the Office Depot/Office Max partnership are discounts on all of your office supply needs! This program includes discounts on office supplies, copy/print services, promotional products, office furniture, technology, cleaning and breakroom products, and more! General Office Supplies – Up to 30% off retail pricing on the program's most frequently purchased products, and at least 5% off of nearly everything Office Depot/Office Max sells (excluding some items)

Copy / Print Savings – Savings of 40% off all Finishing Services, $0.025 B&W copies, $0.29 color copies

Technology Products Savings Online.

**NC REALTORS® discount can not be used in conjunction with Life Rewards or other Retail Promotions and Programs



Nationwide Insurance

NandEagle-Horiz-webBundle For Your Budget.

In addition to your NC Association of REALTORS® members-only discount, you can save even more when you bundle your cars, boats, ATVs, snowmobiles, motorcycles and pet insurance with Nationwide.

Call 1-886-688-9144 or get a quote today!

Nationwide brings you health insurance coverage for your pets.

Since 1982, Nationwide has been the nation's leading provider of pet health insurance. Don't let another vet bill come your way before you decide to take action. Experience the protection and peace of mind that pet insurance from Nationwide can provide.

Special discounts available

As a NC REALTORS® member, you're eligible for a discount on Nationwide pet insurance. Save even more when you enroll multiple pets.

• 1 pet = 5% discount on base medical or wellness plan
• 2–3 pets = 10% discount on base medical or wellness plan for each pet
• 4+ pets = 15% discount on base medical or wellness plan for each pet

Call 1-886-688-9144 or get a quote today!


Annual Awards

The North Carolina Association of REALTORS® takes great pride in honoring the best in the real estate industry each fall at its Annual Conference. Nominations from local associations are accepted each year through June 1. Below are brief descriptions of the awards. For more information, contact This email address is being protected from spambots. You need JavaScript enabled to view it..

REALTOR® of the Year Award
The NC REALTORS® REALTOR® of the Year award was the first of its type in the country. The award, which is presented annually at the NC REALTORS® Conference, is known as the Clendenin Cup. The Clendenin Cup is a beautiful three-handle antique sterling cup donated by the late Kemp C. Clendenin, Sr., of Greensboro in honor of several late REALTOR® members of the Clendenin family.

Ben Ball Community Service Award
This award recognizes REALTORS® for their continuous and extraordinary contributions to the betterment of their communities through outstanding public service, while also remaining actively involved with their local Associations and the NC Association of REALTORS®. One recipient may be selected each year, but an award does not have to be presented regardless of the number of nominations if the Awards Committee determines that there is no qualified nominee. 

REALTOR® Hall of Fame Award
The prestigious NC REALTORS® Hall of Fame Award was established in 1990 as a Lifetime Achievement Award to honor an outstanding REALTOR® who has contributed and continues to contribute persistent, outstanding service to our profession in the areas of leadership, development, environment and government, in their Local Association, the State and National Associations, having an enduring effect upon the real estate profession. One recipient may be selected each year, however, an award does not have to be presented regardless of the number of nominations if the Awards Committee determines that there is no qualified nominee. 

REALTOR® Regional Service Award
The NC REALTORS® Regional Service Award recognizes a REALTOR® in each NC REALTORS® Region who has contributed to, and continues to serve, their local Board, community, and NC REALTORS®.  Only one award may be presented for each NC REALTORS® Region, however, an award does not have to be presented regardless of the number of nominations if the Awards Committee determines that there is no qualified nominee. 

Rising Star Award
The Rising Star Award recognizes a REALTOR® in each Board who has been a REALTOR® for five years or less and who has provided exemplary service to the local Board and exhibits leadership potential.  This award is handled differently than our other awards.  

Special Note:  Boards select their Rising Star winner and submit the name to NC REALTORS® by June 1 if they wish to do so.  The local board winners will be recognized in an issue of the Insight magazine later in the year after the NC REALTORS® conference when the other winners are announced.  If you choose to submit a winner, it is the Board's responsibility to notify your winners of their selection and recognize them in any way you choose.   

new REALTOR® Innovation & Entrepreneurial Excellence Award
The REALTOR® Innovation & Entrepreneurial Excellence Award recognizes members who offer the most innovative and entrepreneurial ideas for others to borrow and use in their own success.  Candidates should demonstrate the best traits of entrepreneurship, including willingness to take risks, drive, perseverance and business creativity. Unlike our other awards, nominations will be accepted from any local Board/Association or individual members for this award.  For questions on this award, contact This email address is being protected from spambots. You need JavaScript enabled to view it..



Committees help shape the direction of NC REALTORS® and its policies. If you want your voice to be heard and want to contribute to the decision-making process, NARs' committees are a great forum for debate and discussion. Experience on state committees is beneficial for those interested in seeking a future leadership role in their association.

REALTORS® interested in serving on a committee must complete a committee request form and return it by August 31. Below is a brief description of current NC REALTORS® committees and advisory groups.

Bylaws Committee
Oversees the NC REALTORS® bylaws that govern the Association. (2 year term)

Diversity Committee
Develop programs and recommend policies to help manage risk in the area of housing discrimination and to help provide equal professional services to all. (2 year term)

Information Management Advisory Group
Seeks ways to reflect and anticipate the communication needs of   membership by exploring and considering ways to promote the use and increase the emphasis of electronic media. (1 year term)

Legislative Committee
Monitors legislation and agency regulatory issues that affect the real estate industry, and builds an effective grass root network to achieve NC REALTORS® legislative and political goals. (1 year term)

Professional Standards Committee
Responsible for promoting REALTOR® adherence to the Code of Ethics  and maintaining the Grievance and Professional Standards hearing process. (3 year term)

Risk Management Advisory Group
Identifies current and potential areas of liability to REALTORS® to assist in managing the risks of doing business. (1 year term)

Residential Forms Committee
Reviews and develops the standard residential real estate forms used by REALTORS®. Important Note: Service on the Residential Forms Committee is from July 1 to June 30. If selected to serve on the Forms Committee, your term will begin July 1, 2015 and end on June 31, 2016. This committee may meet up to 10 times a year in Greensboro, thus requiring an extensive time commitment. (1 year term)

REALTOR® Partners Committee
Responsible for identifying and recommending potential Partners to the Service Corporation. This is a Service Corporation Committee and members of this committee are elected by the NC REALTORS® Service Corp President. (1 year term)