BEGIN:VCALENDAR VERSION:2.0 PRODID:-//NC REALTORS® - ECPv6.17.1//NONSGML v1.0//EN CALSCALE:GREGORIAN METHOD:PUBLISH X-ORIGINAL-URL:https://www.ncrealtors.org X-WR-CALDESC:Events for NC REALTORS® REFRESH-INTERVAL;VALUE=DURATION:PT1H X-Robots-Tag:noindex X-PUBLISHED-TTL:PT1H BEGIN:VTIMEZONE TZID:UTC BEGIN:STANDARD TZOFFSETFROM:+0000 TZOFFSETTO:+0000 TZNAME:UTC DTSTART:20220101T000000 END:STANDARD END:VTIMEZONE BEGIN:VTIMEZONE TZID:America/New_York BEGIN:DAYLIGHT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:EDT DTSTART:20220313T070000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:EST DTSTART:20221106T060000 END:STANDARD BEGIN:DAYLIGHT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:EDT DTSTART:20230312T070000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:EST DTSTART:20231105T060000 END:STANDARD BEGIN:DAYLIGHT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:EDT DTSTART:20240310T070000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:EST DTSTART:20241103T060000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=UTC:20230822T090000 DTEND;TZID=UTC:20230822T130000 DTSTAMP:20230727T155855Z CREATED:20230419T134029Z LAST-MODIFIED:20230727T155855Z UID:10000032-1692694800-1692709200@www.ncrealtors.org SUMMARY:Virtual | Financing in Today's Market DESCRIPTION:Don’t just open doors for your clients\, help them walk through it by best representing their needs -Including financing options! As a broker\, you need to be the expert in ALL aspects of the home-buying process\, including the best financing and down-payment options. Give your client the top-notch service they deserve and start winning those deals. \n\nThis class provides the following credit: 4 hours of CE\, GRI designation & WHS designation \nMember Registration (with CE): $80\nNon-member Registration (with CE): $90 \n \n\n\n\n\n\n\n \n \n \n Presented by\n \n \n \n \n Stephen Long\n \n \n \n Stephen is a 15-year veteran of real estate. Over the years\, he has added a Property Management Division to his company and co-founded The Carolina Crew\, Inc. a real estate team affiliated with Keller Williams Realty Elite in Winston-Salem\, NC. \nStephen teaches Pre & Post License\, CE\, and owns his own real estate school\, Crew Academy of Real Estate (CARE). With a renewed love for education\, Stephen spends many days of the year teaching and speaking\, all the while nursing sales and putting out property management fires. URL:https://www.ncrealtors.org/event/virtual-financing-in-todays-market/ LOCATION:Virtual CATEGORIES:CE Courses,Designations & Certifications,GRI ATTACH;FMTTYPE=image/jpeg:https://www.ncrealtors.org/wp-content/uploads/FinancinginTodaysMarket_FeatureImage-1.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20230818T090000 DTEND;TZID=America/New_York:20230818T130000 DTSTAMP:20230727T142637Z CREATED:20230419T133550Z LAST-MODIFIED:20230727T142637Z UID:10000031-1692349200-1692363600@www.ncrealtors.org SUMMARY:Virtual | The Road to the Perfect Contract DESCRIPTION:  \nThe Road to the Perfect Contract is a class that every broker will benefit from! This course will decipher the many parts of the Buyer Agency Agreement and the Offer to Purchase and Contract. You’ll walk out with the full understanding of the requirements of proper representation\, tips on how to avoid miscommunication when entering into a Buyer Agency Agreement\, utilize forms properly\, and establish a working relationship with an unrepresented seller. \nThis class provides the following credit: 4 Hours of CE & GRI Designation \nMember Registration (with CE): $80\nNon-member Registration (with CE): $90 \n \n\n\n\n\n\n\n \n \n \n Presented by\n \n \n \n \n Patrice Willetts\n \n \n \n Patrice began her real estate career in 1985. After 30+ years of volunteering and advocating for things she believes in\, her motto is “Been there\, Done That\, Got the T-shirt”.  She is a past President of both Cape Fear REALTORS® and President of NC REALTORS®.  She is a graduate of the NC REALTORS® & NAR’s Leadership Academy. \nPatrice is always looking for ways to raise the bar of professionalism for our members. She is an approved instructor for the NCREC and teaches NAR and REBI designation and certification courses. URL:https://www.ncrealtors.org/event/the-road-to-the-perfect-contract-2/ LOCATION:Virtual CATEGORIES:CE Courses,Designations & Certifications,GRI ATTACH;FMTTYPE=image/jpeg:https://www.ncrealtors.org/wp-content/uploads/RoadToThePerfectContract_FeatureImage-1.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20230426T120000 DTEND;TZID=America/New_York:20230426T130000 DTSTAMP:20230427T203224Z CREATED:20230324T201233Z LAST-MODIFIED:20230427T203224Z UID:10000024-1682510400-1682514000@www.ncrealtors.org SUMMARY:Webinar | Fake Buyer and Seller Scams in NC – Don’t be the next victim! DESCRIPTION:Gain a clear understanding of how these scams work and how to spot the warning signs. Our expert panel will also share best practices to help you avoid getting involved with a scammer. Don’t miss this opportunity to stay informed and keep your business safe. It’s all happening on April 26 from 12PM-1PM. \n\nSpeakers\nJohn Wait\, Attorney\nMartin & Gifford\nJohn Wait joined NC REALTORS® in 2015. He previously worked solo at his own firm and clerked for several judges at the North Carolina Court of Appeals. When he’s not answering Legal Hotline questions\, he practices law at Martin & Gifford. John has extensive experience drafting contracts and forms for real estate transactions. He handles disciplinary cases before the North Carolina Real Estate Commission\, and also has broad experience litigating cases in all of North Carolina’s courts\, federal court\, and the North Carolina Industrial Commission. Outside of work\, John enjoys playing soccer\, mountain biking\, road cycling\, triathlons\, and spending time with his family. \nTiffany Ross\, Consumer Resource Officer\nNorth Carolina Real Estate Commission\nTiffany Ross is the North Carolina Real Estate Commission’s first Consumer Resource Officer. Tiffany brings to the Commission a wealth of experience in real estate education\, brokerage\, writing\, and compliance. In addition to her education and compliance background\, she has been a real estate licensee for over 18 years. Tiffany evaluates the Commission’s current consumer resources and initiatives\, and has recommended strategies that align with the Commission’s consumer education goals. She is also responsible for raising awareness about current real estate related issues among licensees and the public \nFred Moreno\, Chief Deputy Legal Counsel\nNorth Carolina Real Estate Commission\nFred Moreno is the Chief Deputy Legal Counsel for the North Carolina Real Estate Commission. A Cary\, North Carolina native\, Fred graduated from East Carolina University a degree in Business Administration. Followed by the North Carolina Central University School of Law\, receiving his J.D. degree. He joined the Commission’s Regulatory Affairs staff in June 2013. Fred’s duties involve prosecuting complaints before the Commission\, conducting settlement negotiations of contested cases\, representing the Commission on appeal\, and responding to inquiries relating to the License Law\, Commission rules\, and real estate transactions\, generally. Fred is also registered as a Legislative Liaison and represents the Commission’s interests in dealings with the General Assembly. URL:https://www.ncrealtors.org/event/fake-buyer-and-seller-scams-in-nc-dont-be-the-next-victim/ LOCATION:Virtual CATEGORIES:Webinars & Mobile Mondays END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20230404T090000 DTEND;TZID=UTC:20230404T163000 DTSTAMP:20230427T202848Z CREATED:20230304T131119Z LAST-MODIFIED:20230427T202848Z UID:10000020-1680598800-1680625800@www.ncrealtors.org SUMMARY:Virtual | At Home With Diversity DESCRIPTION:Hosted by Cape Fear REALTORS®\n\n4 HOURS OF ELECTIVE CE CREDIT\n\nCape Fear Members: $55.00 \nNon-Cape Fear Members: $75.00\n\n\nAHWD is an NAR certification program designed to present a picture of the changing face of the real estate industry. The At Home with Diversity course addresses the topics of diversity\, fair housing and business planning development. After successfully completing the course\, REALTORS® are eligible to apply for the official AHWD certification\, which conveys to clients they’re working with a dynamic real estate professional with expertise that transcends cultural barriers. \n \n\n\n\n\n \n \n \n Presented by\n \n \n \n \n Patrice Willetts\n \n \n \n Patrice began her real estate career in 1985. After 30+ years of volunteering and advocating for things she believes in\, her motto is “Been there\, Done That\, Got the T-shirt”.  She is a past President of both Cape Fear REALTORS® and President of NC REALTORS®.  She is a graduate of the NC REALTORS® & NAR’s Leadership Academy. \nPatrice is always looking for ways to raise the bar of professionalism for our members. She is an approved instructor for the NCREC and teaches NAR and REBI designation and certification courses. URL:https://www.ncrealtors.org/event/virtual-at-home-with-diversity/ LOCATION:Virtual CATEGORIES:Designations & Certifications,Diversity END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20230317T090000 DTEND;TZID=America/New_York:20230317T130000 DTSTAMP:20230510T230315Z CREATED:20230302T130043Z LAST-MODIFIED:20230510T230315Z UID:10000002-1679043600-1679058000@www.ncrealtors.org SUMMARY:Virtual | Legal Risks in Real Estate DESCRIPTION:Real estate is risky business! That’s why you need all the right tools and information to manage the risks. This protects you\, your livelihood and your clients. The focus of this class is to help you develop\, implement\, recognize\, and monitor plans to address issues long before problems arise that could put your business in jeopardy. Learn about critical aspects of Federal and State law including fair housing\, license\, risk management and agency. \n \n\n\n\n\n \n \n \n Presented by\n \n \n \n \n Patrice Willetts\n \n \n \n Patrice began her real estate career in 1985. After 30+ years of volunteering and advocating for things she believes in\, her motto is “Been there\, Done That\, Got the T-shirt”.  She is a past President of both Cape Fear REALTORS® and President of NC REALTORS®.  She is a graduate of the NC REALTORS® & NAR’s Leadership Academy. \nPatrice is always looking for ways to raise the bar of professionalism for our members. She is an approved instructor for the NCREC and teaches NAR and REBI designation and certification courses. URL:https://www.ncrealtors.org/event/legal-risks-in-real-estate-virtual/ LOCATION:Virtual CATEGORIES:CE Courses,Designations & Certifications,GRI,Legal & Ethics END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20230309T090000 DTEND;TZID=America/New_York:20230309T130000 DTSTAMP:20230510T230336Z CREATED:20230214T161549Z LAST-MODIFIED:20230510T230336Z UID:10000018-1678352400-1678366800@www.ncrealtors.org SUMMARY:In-Person | Protecting Yourself from the Cyber Enemy DESCRIPTION:4 HOURS OF ELECTIVE CE CREDIT\nMalware and Phishing and Wire Fraud\, Oh My!\nDon’t let your business become a statistic. This course will inform you to be knowledgeable of the tips and tricks used to steal you and your clients’ information. Remember\, you have a duty to protect this valuable information\, or you risk your real estate license. \n\nSpeaker\nMark Saunders – 1665\nMark Saunders has become known throughout NC as The Technology Broker. He has incorporated an emphasis on digital technology and 21st century communication into his multiple companies. After graduating from Appalachian State University\, Mark Saunders became a full-time REALTOR® in2005. While working with clients to buy\, sell or rent their homes\, he realized how important it was for a REALTOR® to stay informed of the latest technology and use the tools available to their best advantage. Using technology to make the process more user-friendly for the client\, while bringing added success to the REALTOR®\, became his focus. He has turned that passion for technology into educational seminars for REALTORS®\, understanding that by helping others succeed\, it will bring greater success to the entire profession. URL:https://www.ncrealtors.org/event/protecting-yourself-from-the-cyber-enemy-2/ LOCATION:Virtual CATEGORIES:CE Courses,Designations & Certifications,GRI END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20230308T090000 DTEND;TZID=America/New_York:20230308T170000 DTSTAMP:20230425T171448Z CREATED:20230214T153032Z LAST-MODIFIED:20230425T171448Z UID:10000017-1678266000-1678294800@www.ncrealtors.org SUMMARY:Virtual | 2023 Professional Standards/COE Training DESCRIPTION:4 hours of elective CE credit\nThis class will cover the foundation of the Professional Standards process and the latest changes to the Code of Ethics. The class will provide advanced training on how to write a quality Findings of Fact and high-level training for Hearing Panel Chairpersons. \nWho Should Attend? Anyone and everyone!  While the Professional Standards Training has traditionally been aimed at members of local REALTOR® board/association BODs and Grievance and Professional Standards Committees\, the class also fulfills the National Association of REALTORS® (NAR) ethics training requirement. \nThis course will be presented virtually. You will earn 4 hours of elective CE credit for completing this course. \n\nSpeaker\nStephanie Walker\nStephanie Walker has been in the real estate business for more than 3 decades Her experiences give her plenty of real life stories to supplement her courses with actual scenarios that bring relevance\, substance\, and humor to attendees. \nAttendees remark that sessions with Stephanie are enjoyable\, informative\, interactive and full of real world examples that are relevant to the issues they face on a daily basis. She has found a way to make Ethics fun! \nStephanie holds a number of NAR Designations and is trained in both REALTOR® and Superior Court Mediation. She is a past President of both the Outer Banks Association of REALTORS® and the North Carolina Association of REALTORS®. Stephanie was honored as the 2016 NC REALTORS® REALTOR of the Year. URL:https://www.ncrealtors.org/event/2023-professional-standards-coe-training/ LOCATION:Virtual CATEGORIES:CE Courses,Legal & Ethics END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20230224T090000 DTEND;TZID=America/New_York:20230224T130000 DTSTAMP:20230425T170541Z CREATED:20230214T142754Z LAST-MODIFIED:20230425T170541Z UID:10000016-1677229200-1677243600@www.ncrealtors.org SUMMARY:Virtual | The Road to the Perfect Contract DESCRIPTION:4 Hours of CE & GRI Designation\nThe Road to the Perfect Contract is a class that every broker will benefit from! This course will decipher the many parts of the Buyer Agency Agreement and the Offer to Purchase and Contract. You’ll walk out with the full understanding of the requirements of proper representation\, tips on how to avoid miscommunication when entering into a Buyer Agency Agreement\, utilize forms properly\, and establish a working relationship with an unrepresented seller. \nThis class provides the following credit: 4 Hours of CE & GRI Designation \n \n\n\n\n\n\n\n \n \n \n Presented by\n \n \n \n \n Patrice Willetts\n \n \n \n Patrice began her real estate career in 1985. After 30+ years of volunteering and advocating for things she believes in\, her motto is “Been there\, Done That\, Got the T-shirt”.  She is a past President of both Cape Fear REALTORS® and President of NC REALTORS®.  She is a graduate of the NC REALTORS® & NAR’s Leadership Academy. \nPatrice is always looking for ways to raise the bar of professionalism for our members. She is an approved instructor for the NCREC and teaches NAR and REBI designation and certification courses. URL:https://www.ncrealtors.org/event/the-road-to-the-perfect-contract/ LOCATION:Virtual CATEGORIES:CE Courses,Designations & Certifications,GRI END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20230223T100000 DTEND;TZID=America/New_York:20230223T123000 DTSTAMP:20230424T184329Z CREATED:20230214T032454Z LAST-MODIFIED:20230424T184329Z UID:10000015-1677146400-1677155400@www.ncrealtors.org SUMMARY:Property Management: Bookkeeping for Short & Long Term Rentals DESCRIPTION:This mini class will provide a quick rundown on the ins and outs of the elusive NC real estate trust account as is typically required in property management. NC is one of the strictest states when it comes to trust account guidelines and this should be a nice refresher and likewise some tips and tricks from the pros to ensure agents are always in compliance when safeguarding other people’s money. \n \n\n\n\n\n\n\n \n \n \n Presented by\n \n \n \n \n Stephen Long\n \n \n \n Stephen is a 15-year veteran of real estate. Over the years\, he has added a Property Management Division to his company and co-founded The Carolina Crew\, Inc. a real estate team affiliated with Keller Williams Realty Elite in Winston-Salem\, NC. \nStephen teaches Pre & Post License\, CE\, and owns his own real estate school\, Crew Academy of Real Estate (CARE). With a renewed love for education\, Stephen spends many days of the year teaching and speaking\, all the while nursing sales and putting out property management fires. URL:https://www.ncrealtors.org/event/property-management-bookkeeping-for-short-long-term-rentals/ LOCATION:Virtual CATEGORIES:Property Management - PMD END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20230221T090000 DTEND;TZID=America/New_York:20230222T130000 DTSTAMP:20230425T171310Z CREATED:20230214T014144Z LAST-MODIFIED:20230425T171310Z UID:10000014-1676970000-1677070800@www.ncrealtors.org SUMMARY:Virtual | 2023 Professional Standards/COE Training DESCRIPTION:4 hours of elective CE credit\nThis class will cover the foundation of the Professional Standards process and the latest changes to the Code of Ethics. The class will provide advanced training on how to write a quality Findings of Fact and high-level training for Hearing Panel Chairpersons. \nWho Should Attend? Anyone and everyone!  While the Professional Standards Training has traditionally been aimed at members of local REALTOR® board/association BODs and Grievance and Professional Standards Committees\, the class also fulfills the National Association of REALTORS® (NAR) ethics training requirement. \nThis course will be presented virtually. You MUST attend both days of the class in order to receive your certificate. You will earn 4 hours of elective CE credit for completing this course. \n \n\n\n\n\n \n \n \n Presented by\n \n \n \n \n Stephanie Walker\n Owner/President \n \n Stephanie Walker & Associates \n \n \n Stephanie has been in the real estate business for more than 3 decades. Stephanie holds a number of NAR Designations and is trained in both REALTOR® and Superior Court Mediation. She is a past President of both the Outer Banks Association of REALTORS® and the North Carolina Association of REALTORS®.  In 2016\, Stephanie was honored as the NC REALTORS® REALTOR® of the Year. \nHer experiences\, both in the field and volunteering at all levels of the REALTOR® association\, give her plenty of real life\, in the trenches stories to  supplement her courses with actual scenarios that bring relevance\, substance\, and humor to attendees. URL:https://www.ncrealtors.org/event/2023-professional-standards-coe-training-feb-21-22/ LOCATION:Virtual CATEGORIES:CE Courses,Legal & Ethics END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20231208T090000 DTEND;TZID=UTC:20231208T130000 DTSTAMP:20230728T175815Z CREATED:20230119T225320Z LAST-MODIFIED:20230728T175815Z UID:10000013-1702026000-1702040400@www.ncrealtors.org SUMMARY:Virtual | Sticking to the Code of Ethics DESCRIPTION:Why does The Code matter today more than ever? The Code of Ethics is essential to doing your job with the highest integrity. This class reviews key articles of NARs COE\, highlights pertinent changes\, and offers important takeaway points you can apply to your day-to-day business dealings to ensure you’re always ethical in your business practices. \n\nThis class provides the following credit: 4 hours CE\, GRI designation & NAR’s Code of Ethics training requirement \nMember Price (with CE): $80.00\nNon-member Price (with CE): $90.00 \n \n\n\n\n\n \n \n \n Presented by\n \n \n \n \n Kristie Ferguson\n \n \n \n Kristie Ferguson has been a REALTOR® since 2005\, with experience spanning new construction\, custom homebuilding\, sales\, and education. Known for her engaging teaching style\, she simplifies complex concepts and equips agents with strategies to succeed in today’s market. Kristie holds several NAR designations\, including CRS and CIPS\, and has earned the Commitment to Excellence endorsement from the National Association of REALTORS®. She is a proud graduate of the NC REALTORS® William C. Bass Leadership Academy\, class of 2022 and founder of Agent Academics\, a platform dedicated to professional growth in real estate. URL:https://www.ncrealtors.org/event/virtual-sticking-to-the-code-of-ethics-2/ LOCATION:Virtual CATEGORIES:CE Courses,Designations & Certifications,GRI,Legal & Ethics ATTACH;FMTTYPE=image/jpeg:https://www.ncrealtors.org/wp-content/uploads/StickingtotheCodeofEthics_FeatureImage.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20230518T090000 DTEND;TZID=UTC:20230518T160000 DTSTAMP:20230428T142352Z CREATED:20230119T225021Z LAST-MODIFIED:20230428T142352Z UID:10000012-1684400400-1684425600@www.ncrealtors.org SUMMARY:Virtual | Military Relocation Professional DESCRIPTION:4 CE Hours\n(If Added at Registration) \nCost\n\nNon-Member: $130.00\nNon-Member: $140.00 (with CE)\n\n\nNorth Carolina has high levels of service members throughout the state. As an NC REALTOR®\, it’s important to know that there are special housing benefits and solutions for current and former military service members.  By taking this course\, you will be well versed in these opportunities and qualify for NAR’s Military Relocation Professional Certification. URL:https://www.ncrealtors.org/event/virtual-military-relocation-professional/ LOCATION:Virtual CATEGORIES:CE Courses,Designations & Certifications ATTACH;FMTTYPE=image/jpeg:https://www.ncrealtors.org/wp-content/uploads/MRP_FeatureImage.jpg END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20230510T090000 DTEND;TZID=UTC:20230510T130000 DTSTAMP:20230428T141753Z CREATED:20230119T224626Z LAST-MODIFIED:20230428T141753Z UID:10000011-1683709200-1683723600@www.ncrealtors.org SUMMARY:Virtual | Financing Dreams DESCRIPTION:4 HOURS CE CREDIT\n\nNon-member Cost: $65\n\n\nThis course provides in-depth coverage of programs offered by the North Carolina Housing Finance Agency (NCHFA) and their partners to assist REALTORS® and their clients. REALTORS® will learn about property and buyer eligibility\, qualifying incomes and home prices and how to use these lending opportunities to make home buying a reality for their clients. Additionally\,  you will gain an understanding of how and when each specific program can be used to offer their buyer the greatest benefit. The four-hour course will cover in-depth NCHFA programs\, including: \n\nForgivable down payment assistance\nDeferred second mortgages for eligible buyers\nHow to combine Mortgage Credit Certificate (MCC) $2\,000 tax credits with the NC Home Advantage product (available to all eligible borrowers)\n\nThe course is approved for four hours of NCREC continuing-education elective credit. The course also fulfills a core class requirement for the Workforce Housing Specialist Program \n\nPresented by\nKathy Rufiange URL:https://www.ncrealtors.org/event/virtual-financing-dreams/ LOCATION:Virtual CATEGORIES:CE Courses END:VEVENT BEGIN:VEVENT DTSTART;TZID=UTC:20230420T090000 DTEND;TZID=UTC:20230420T130000 DTSTAMP:20230510T230252Z CREATED:20230119T223309Z LAST-MODIFIED:20230510T230252Z UID:10000009-1681981200-1681995600@www.ncrealtors.org SUMMARY:Virtual | Sticking to the Code of Ethics DESCRIPTION:Why does The Code matter today more than ever? The Code of Ethics is essential to doing your job with the highest integrity. This class reviews key articles of NARs COE\, highlights pertinent changes\, and offers important takeaway points you can apply to your day-to-day business dealings to ensure you’re always ethical in your business practices. URL:https://www.ncrealtors.org/event/virtual-sticking-to-the-code-of-ethics/ LOCATION:Virtual CATEGORIES:CE Courses,Designations & Certifications,GRI,Legal & Ethics END:VEVENT END:VCALENDAR