Member Discounts

Errors and Omissions Insurance

Pearl Insurance has been protecting real estate agents from costly litigation for over 30 years—and we’re proud to call North Carolina (NC) REALTORS® a trusted partner. As a leader in the insurance industry for over six decades, we know what it takes to meet your firm’s specific needs.

Program Benefits

You can gain access to our real estate Errors and Omissions Insurance benefits, as well as:

  • Extensive risk management tools and services (newsletters, seminars, legal hotline, etc.)
  • A customer service team dedicated to helping you
  • Proactive claims handling and assistance by the experienced XL Catlin claims staff
  • Expert claims defense from your state’s dedicated panel counsel

New Program

Pearl’s Plus coverage comes with the experience you deserve, and the trust of REALTORS® across the country that you should expect. They’ve been protecting real estate agents since 1979 and were among the first companies to offer errors and omissions (E&O) insurance. They understand the ever-changing needs of your industry and work diligently with their partner carrier, AXA XL, to offer the latest and most important coverage options for real estate professionals. They are now supplementing their Plus program with essential cyber endorsements. Don’t leave your firm vulnerable to the consequences of cyberattacks. Visit them at or call one of their E&O specialists at 855-465-0200 for more information. If you’re ready to get the Plus today, get a quote online now!

 Contact Information

Complete our estimate form to receive your quote. A representative will contact you within 24 hours to discuss the coverage options available to you.

The Word on the Street

The level of customer service I receive from Pearl Insurance exceeds my expectations. My representative is always quick to respond and attentive to the needs of my growing business. With prompt, courteous service and direct answers, I would recommend Pearl Insurance to anyone searching for errors and omissions insurance.

— John F., Owner of Real Estate Firm

The industry knowledge and risk management material from Pearl Insurance are well received. We value our reputation and are dedicated to our liability management. Thanks to Pearl, our associates are able to take away tips that they can use in their daily activities to help mitigate potential risks.

— Debbie W., Real Estate Professional

 Insurance Services